Consumer Protection

CCAG Celebrates 40 years of grassroots action

Connecticut Citizen Action Group marks forty years of putting people before corporate profits with an anniversary celebration to be held November 18th in Meriden. The event will include the awarding of the annual Nancy Benedict Social Justice Award and a silent auction. To find out more or to RSVP online, click here.

Big Oil’s Dirty Energy Game

DIRTY MONEY IN OUR POLITICAL SYSTEM
 
In exchange for keeping multi-billion dollar federal oil subsidies, companies like Exxon and BP have given $25 million in campaign contributions in last year’s 111th congress alone. Since 1999, over $137 million has been given to re-elect legislators who protect these oil companies. Though the contributions are more heavily concentrated among Republicans, Democrats are not immune to Big Oil’s dirty money.

Campaign finance reform must be a priority on Capitol Hill. Taking away Big Oil’s ability to contribute to a legislator’s campaign will halt Big Oil’s ability to buy off our legislators votes.
 
CONSUMER PAIN AT THE PUMP
 
The prospective markets of oil have consistently driven up the price of oil. The law of supply and demand wouldn’t explain the large jumps in oil prices in 2008 and those expected for this summer.
Why?
 
Wall Street speculators will often trade a barrel of oil 20 times before it finally gets used. The price increases each time with the final markup being passed on to the consumer.

2011 Legislative Agenda

The legislative agenda is the master plan for this session’s lobbying, research and issue communications with members.

ENVIRONMENT:
 
Protecting the Public’s Health from Toxic Bisphenol-A (BPA) in Thermal Receipt Paper: SB 210
 
SB 210 does two things. It proposes to ban BPA from thermal paper receipts like those found in ATM machines, gas pumps and cash registers with a safer alternative. It also moves us toward a sustainable framework for listing chemicals of high concern such as carcinogens, developmental toxins and reproductive toxins.
 
Background: BPA, a known endocrine disruptor, is linked to several diseases including breast and prostate cancer, reproductive disorders, insulin resistance, diabetes and learning/behavioral disorders. Recent reports show that BPA is present in many thermal paper receipts. BPA in thermal paper is unbound and readily transmits to hands and money. Our exposure to BPA is much higher than previously imagined and is of particular concern for workers in check-out lines. This is one more example of why we need a framework to prioritize the most toxic chemicals and, with federal reform stalled, states like Connecticut are taking the lead.
 
Preventing Mercury Contamination from Old Thermostats: SB 205
 
There are over 1,700,000 mercury thermostats in Connecticut homes; each contains between three to five grams of mercury. That means that Connecticut mercury thermostats contain over 11,500 pounds of mercury. A single gram of mercury is enough to contaminate a 20 acre lake.
 
Mercury thermostats were built to last about 30 years. As they reach their end-of-use, only about 5% are properly recycled; the others end up in landfills where they are often burned, releasing mercury into the atmosphere.
 
SB 205 would require manufacturers to finance a collection and recycling program paying a $5 incentive for each mercury thermostat returned. Similar laws in Maine and Vermont increased recycling by a factor of 10. Connecticut needs to step up and require manufacturers to dramatically increase collection rates.
 
On March 22nd, substitute language was inserted into SB 205 rendering it ineffective. We are now fighting to reinstate the original language.
 
CONSUMER PROTECTION:
 
Fair Taxation
 
Bank of America - Profiting without pitching in:
It’s time for Bank of America and all of the big banks in CT to pay their fair share. When big banks profit without pitching in, it hurts every tax payer in Connecticut. Although it holds more than $1 of every $5 of deposits in Connecticut, Bank of America pays virtually no taxes to support our local economy, while their foreclosures drive down home values and cost our communities millions of dollars. Bank of America is stifling job creation by refusing to lend to small business. CCAG will continue to pressure the bank to ease up on foreclosures, increase lending to job-creating small businesses, and increase efforts to work with homeowners who need mortgage modifications.
 
DEMOCRACY
 
National Popular Vote: HB 6163
 
Equality is fundamental to representative democracy. Everyone's vote should be equal when electing the President. Our current Electoral College system, grounded in state law, leads presidential candidates to concentrate their resources on voters in a handful of swing states, relegating the majority of the country to spectator status. CCAG is advocating for direct election of the President. The National Popular Vote plan ensures that every vote for President is equally valued no matter where it is cast.
 
Last year, this bill passed the house but was never taken up by the Senate. CCAG is fighting to see that HB 6163 gets passed in both chambers and is signed by the Governor this year. Passing this legislation would add Connecticut's voice to the national dialogue and give every voter an equal chance to let their voices be heard.
 
No Excuse Absentee Ballot/Early Voting: SB 941
 
In Connecticut, a registered voter seeking an absentee ballot must provide an excuse as to why they cannot vote at their polling station on Election Day. Connecticut should join the other 30 states that have eliminated this unnecessary barrier to voting. For any host of reasons (transportation, inclement weather, illness or work schedule) it may be difficult for voters to reach the polls on Election Day. This measure would help ensure a greater participation in our elections.

ENERGY REFORM: (SB 1)
 
CCAG supports a strong, progressive energy policy for Connecticut
 
Create an Energy Department and disband the DPUC. The current DPUC Commissioners have consistently sided with power producers and Wall Street speculators over consumers and small businesses. The current DPUC structure needs to be dissolved. We need a clear, coherent energy policy in Connecticut with an emphasis on conservation and renewables. Administration actions need to match its rhetoric. For instance, dedicated funds for conservation and renewables have been the first casualties during budget shortfalls. This raiding must stop.
 
Hire a Procurement Manager within the Energy Department or create a Public Power Authority to lower energy rates in Connecticut by 15% to 20%. A study in 2009 concluded that a Public Power Authority in Connecticut could lower electric rates by 15% to 20% over several years. Illinois lowered their rates by 9% in 2009, the first year of their Public Power Authority. We need to end the closed auction procurement system Connecticut currently has (the same one California had that Enron manipulated) and replace it with one that benefits consumers.
 
End so-called “Retail Competition”. The legislature had good intentions when it decided to spur competition among electric suppliers. The system has clearly failed. Connecticut ratepayers have subsidized fake competition to the tune of over $150 million dollars over the last 10 years. It’s time to end this deceptive charade and lower everybody’s electric rates, not prop up companies who couldn’t survive if we weren’t paying higher electric rates.
 
Reducing Energy Costs for Consumers: HB 5699 and HB 6026
CT needs to pass one of these two bills as we work to lower energy prices

 
HB 5699 Seeks to provide relief to electricity consumers. CCAG believes that the Federal pricing rules create an inequity for consumers. A windfall profits rebate would restore some balance as we work to lower energy prices in Connecticut. The windfall profits rebate would be assessed only on profits above a 20% rate of return-on-equity. Corporations would keep 100% of their profits under the 20% rate of return, and 50% of their profits over the 20% rate of return.
 
HB 6026 is another proposal that would reduce costs to consumers by implementing a straight tax on output. A one cent per kilowatt-hour tax on coal, and a 2 cent tax on nuclear generation would capture almost $330 million in revenue. There is way too much ratepayer money going to fatten corporations’ bottom lines at our expense. These generation facilities have been paid for many times over; we should not be paying for them over and over and over.
 
HEALTH CARE:
 
Implementation of the SustiNet Plan: HB 6305
 
SustiNet + Federal Health Care Reform = A Win-Win for Connecticut
 
Connecticut’s landmark 2009 health care law, SustiNet, uniquely prepares our state to benefit from the new federal Patient Protection Affordable Care Act. SustiNet put Connecticut at the front of the line for new federal dollars that will enhance state-based health care initiatives while helping to boost the economy. Connecticut and federal laws will work together to make good, affordable health care choices available to individuals, families and small businesses. You can track the Board’s progress at: www.ct.gov\sustinet
 
State Prescription Drug Purchasing: HB 6322
 
The state is the largest purchaser of prescription drugs in Connecticut. Through an initiative with the Department of Social Services, HB 6322 will allow the Office of the State Comptroller to procure prescription drugs for the Connecticut Medical Assistance Programs. This would strengthen the state's purchasing power, yielding at least $66.5 million in savings (according to State Comptroller Kevin Lembo), and would not change the way that patients and consumers access their medications.
 
The Establishment of the Connecticut Healthcare Partnership: HB 6308
 
CCAG is supporting HB 6308. This bill would allow cities and towns, non-profits and small businesses (50 employees or less) to tap into the State Employee healthcare system. This partnership would lower administrative costs and take advantage of the bargaining power of the State plan’s 200,000 members.

2010 Legislative Highlights

Toxic Chemical Reform

Chemical Innovations Institute Gets Green Light

Promising to help Connecticut move beyond the one-chemical-at-a-time approach to toxic chemical regulation, House Bill 5126 establishes the mission and the Board of Directors of a Chemical Innovations Institute (CII) for research and education in green technologies. The program will be housed at UConn Health Center but will operate largely on outside funding. It will protect the environment and the citizens of CT while also constituting an economic development opportunity for the state.

Taking it to the banks

New Britain Herald - May 24, 2010

HARTFORD — The sweeping financial reforms championed in Washington by U.S. Sen. Chris Dodd are designed to protect consumers, but also to spur the economy through building confidence in the banking industry, Dodd said Monday.

“Never, ever, again,” should American taxpayers be asked to bail out a financial institution, said Dodd. Without confidence in the financial industry, “the damage is incalculable.”

EVENT: No More Bisphenol-A Rally and Press Conference - April 14

Apr 14 2009 10:30 am
Apr 14 2009 11:30 am

Tired of wondering how much toxic BPA you ate for dinner? Frustrated that the federal government has failed to take the most basic step of phasing out this hazardous, unnecessary substance from food and beverage containers?

Please join parents, health professionals, legislators, and concerned citizens from around the state as we stand up in support of Connecticut’s House Bill 6572 to phase out BPA from products that come in contact with our food. This is your chance to stand with a 35’ giant baby bottle, swap your toxic baby bottle for a complimentary BPA-free bottle, and talk with your legislators along with other members of the Coalition for a Safe & Healthy Connecticut. Bring a child, bring a sign, bring a friend, or just bring yourself!

EVENT DETAILS:

Who: Parents, health professionals, legislators, and concerned citizens from around the state
What: Rally in support of legislation to phase out BPA
When: Tuesday April 14th, 10:30am-11:30am
Where: Legislative Office Building's Minuteman Park, 300 Capitol Avenue, Hartford CT (Rain location TBD)

  • Minuteman Park is the grassy area in front of Legislative Office Building and the State Armory, 300 Capitol Avenue, Hartford CT.
  • Visitor parking is typically available in the Legislative Office Building parking garage. Arrive early to allow time for parking.
  • [Google Maps Directions][State Capitol Directions]

    To RSVP, volunteer, or get information on car pooling, please contact Chris Corcoran at 860-232-6232 or via email at ccorcoran@cleanwater.org

    **For more information about BPA and House Bill 6572, please visit our coalition partner's website, www.safehealthyct.org **

    Insurance Company Disclosure and Accountability - 2008 Legislative Agenda

    CCAG will be supporting legislation that:

    • Enacts penalties for Insurance companies that provide incentives to deny care and benefits when obligated to provide care.
    • Requires health insurance carriers to accurately report what percentage of every dollar received is actually paid out in medical claims (Medical Loss Ratio), and mandate that they spend no less than 87.5 % towards claims.

    Fair Lending and Foreclosure Prevention - 2008 Legislative Agenda

    Connecticut foreclosures are on the rise as they are throughout the country. There were 7,747 foreclosure filings in Connecticut in the third quarter of 2007. This represents a 920% increase over the third quarter of 2006. The failure of sub prime loans is affecting markets across the world. This bill is designed to prevent many of the predatory practices and loan terms that created the current lending and foreclosure crises.

    The bill would seek to regulate mortgage products that increase the risk of foreclosure, ban abusive practices, and create accountability for mortgage brokers, lenders, and assignees (entities that originate loans).

    This bill would Ban the abusive practices of:

    1. 1. Flipping (refinancing with no tangible net benefit to the borrower).
    2. 2. Lending when borrower does not have the ability to repay.
    3. 3. Encouragement of default when refinancing.

    And Create accountability by:

    1. 1. Requiring brokers to put the borrower’s interests first.

    Lead, Cadmium, and Other Harmful Chemicals Found in Popular Children's Toys

    Date: 
    December 5, 2007
    Contact: 
    Phil Sherwood, Legislative Director


    Leading Environmental Health Groups Release Testing Results today at www.HealthyToys.org

    Holiday Favorites, Including Hannah Montana, Geoffrey & Circo Contaminated with High Levels of Toxic Chemicals

    (Hartford-- December 5, 2007) - The Coalition for a Safe & Healthy CT, along with the CT Citizen Action Group (CCAG) today released the results of testing of 1,200 popular children's toys for toxic chemicals at www.HealthyToys.org. Along with the Washington Toxics Coalition, CT Citizen Action Group, and other leading environmental health groups across the country, the Ecology Center developed this site to better inform consumers about the products they will be purchasing this holiday season.



    "As parents, we should be able to have complete confidence that all of the toys we buy our children are completely safe for them. Recent information such as lead found in paint and toys containing asbestos reveal that our current manufacturing or import standards do not protect our most vulnerable citizens, our children," said Kathy Murphy, an Environmental Health Nurse who resides in Wolcott, CT with her husband, 2 sons and daughter.

    New Report Shows Thousands of Seniors and Disabled in CT Face Dire Consequences as They Fall Into the Part D ‘Donut Hole'

    Date: 
    July 19, 2006
    Contact: 
    Phil Sherwood

    CCAG and Americans United Release IAF’s Report as Part of an Ongoing Effort to Convince U.S. Reps Shays, Simmons and Johnson to Fix Part D so that it is Simple, Affordable and Guaranteed.

    Hartford – The CT Citizen Action Group (CCAG), affiliate of USAction and the state partner of Americans United, released a new report today prepared by the Institute for America’s Future that shows that the costly, confusing and corrupt Bush Part D plan has dire health and financial consequences for the 7 million Americans who will soon fall into the program’s ‘donut hole’ -- a massive gap in coverage for those covered by the program whose annual drug costs are between $2,250 and $5,100. CT citizens who fall into the ‘doughnut hole’ are forced to pay the full cost of their prescription drugs on top of their costly monthly premiums. The report -- entitled ‘Falling into the Doughnut Hole: How Congress and the Drug Industry Created a Trap for American Seniors and People with Disabilities’ – reveals that September 22nd is the average Medicare-eligible American will fall into the ‘donut hole;’ it also details how the gap will actually grow over time and the grim realities for the vast majority who can not escape it.

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